Homeownership

The American dream, you can afford it

Do you want to make the American Dream of homeownership come true for you and your family? Sea Island Habitat can help! We are looking for qualified partner families whose income falls within the HUD guidelines, who maintain a credit score of 610 or above, and who are willing to invest 300 to 400 hours of sweat equity.

Basic requirements for a house from Habitat

• Job stability – minimum 1 ½ yrs in current employment
• Most recent tax return – for applicant and co-applicant
• Paycheck stubs (last three months) (SSI statements)
• Within Charleston County income limits established by HUD
• Rental history – no late payments
• Credit report history – minimum 610 credit score
• Checking account – 3 months of statements
• Savings account – 3 months of statements
• Ties to the area where you are applying – family, job, etc.
• No criminal record – individuals with drug possession/distribution & sexual abuse convictions will be disqualified
• Complete a  pre-screening application form and mail or fax to:Sea Island Habitat for Humanity
  Attn:  Family Services
  2545 Bohicket Road
  Johns Island, SC 29455

  Fax: 843-768-9968