Homeownership

The American dream, you can afford it

Do you want to make the American Dream of homeownership come true for you and your family? Sea Island Habitat can help. We are looking for qualified partner families whose income falls within the HUD guidelines, who maintain a credit score of 600 or above, and who are willing to invest 300 to 400 hours of sweat equity.

Basic requirements for a house from Habitat

• South Carolina driver’s licence or photo ID
• Job stability – minimum 1 ½ yrs in current employment
• Most recent tax return – for applicant and co-applicant
• Paycheck stubs, SSI statements (last four months)
• Within Charleston County income limits established by HUD
• Rental history – no late payments
• Credit report history – minimum 600 credit score
• Checking account – 3 months of statements
• Savings account – 3 months of statements
• Ties to the area where you are applying – family, job, etc.
• No criminal record – individuals with drug possession/distribution & sexual abuse convictions will be disqualified

Apply

Complete this online pre-screening application form or download a paper copy and mail or fax to

       Sea Island Habitat for Humanity
       Attn:  Family Services
       2545 Bohicket Road
       Johns Island, SC 29455
       Fax: 843-768-9968